Terms of Service

1. Acceptance of Terms

By downloading, installing, or using the SermonFlo application, website, and related services (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use SermonFlo.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the platform. Your continued use of SermonFlo constitutes acceptance of revised Terms.

2. Service Description

SermonFlo is an AI-powered mobile application designed to help believers capture, transcribe, summarize, and reflect on sermons. Key features include:

• • Sermon audio recording and transcription (via AI)
• • Automatic sermon summaries and key insights
• • Bible verse extraction and integration with Bible databases
• • Personal reflection and note-taking tools
• • Hymnal and worship resource access
• • Community and congregation features
• • Sermon sharing and export functionality (subject to privacy preferences)

3. Account Registration and Responsibility

3.1 Account Creation

You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use SermonFlo. By creating an account, you represent and warrant that:

• • You meet the minimum age requirement
• • You provide accurate, complete, and current information
• • You are legally capable of entering into binding contracts
• • You will not impersonate others or provide false information

3.2 Account Security

You are responsible for maintaining the confidentiality of your password and account credentials. You agree to:

• • Accept responsibility for all activities under your account
• • Notify us immediately of unauthorized access or security breaches
• • Not share your account credentials with others
• • Log out of your account when using shared or public devices

SermonFlo is not liable for unauthorized access resulting from your failure to maintain account security.

4. Permitted and Prohibited Uses

4.1 Permitted Uses

You may use SermonFlo for personal, non-commercial spiritual growth and worship purposes, including:

• • Recording and transcribing sermons you attend
• • Creating personal notes and reflections
• • Sharing sermons with family and close circles with appropriate permissions
• • Accessing worship resources and community features

4.2 Prohibited Uses

You agree not to use SermonFlo for any of the following purposes:

• • Recording, distributing, or reproducing sermons without proper authorization or copyright compliance
• • Creating commercial content or competing services using SermonFlo data
• • Interfering with or disrupting the Service infrastructure
• • Reverse engineering or attempting to circumvent security
• • Transmitting viruses, malware, or malicious code through the Service
• • Harassing, threatening, or abusing other users
• • Collecting or using personal data of other users without consent
• • Violating intellectual property, copyright, or other legal rights
• • Violating applicable laws or regulations
• • Spam, phishing, or fraudulent activities

5. Intellectual Property Rights

5.1 SermonFlo Content

All content in SermonFlo—including the application interface, design, graphics, functionality, and underlying technology—is owned by or licensed to SermonFlo and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or use any SermonFlo content without our express written permission.

5.2 User-Generated Content

By uploading, creating, or sharing content through SermonFlo (sermon recordings, notes, reflections), you grant SermonFlo a non-exclusive, worldwide, royalty-free license to:

• • Store and process your content to provide the Service
• • Analyze content for improvements and research (anonymized where possible)
• • Backup and maintain copies for security purposes

You retain all ownership rights to your user-generated content. You are responsible for obtaining necessary permissions from sermon speakers or their institutions before recording or sharing.

5.3 Third-Party Content

SermonFlo may include content from third parties, including Bible verses, hymns, and other resources. These remain the property of their respective owners. Use is permitted under fair use or applicable licenses.

6. External APIs and Third-Party Services

6.1 OpenAI API for Transcription

SermonFlo uses OpenAI's API to transcribe and summarize sermon audio. By using this feature, you acknowledge:

• • Your audio data will be transmitted to OpenAI for processing
• • OpenAI's terms and privacy policies apply to data shared with them
• • Transcription accuracy may vary; you should review transcripts for accuracy
• • You are responsible for ensuring you have rights to record and process the audio

6.2 Bible APIs

SermonFlo integrates with Bible APIs to provide verse content and context. These services' terms and policies govern the use of Bible content.

6.3 Payment Processors

Payments are processed through third-party providers (Stripe, Apple Pay, Google Pay). Your payment information is subject to their terms and privacy policies.

6.4 Third-Party Service Disclaimers

SermonFlo is not responsible for third-party services' unavailability, data practices, or violations of their terms. We recommend reviewing their policies before use.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• • SermonFlo is provided "AS IS" without warranties of any kind, express or implied
• • We do not warrant that the Service will be uninterrupted, secure, or error-free
• • We are not liable for indirect, incidental, special, consequential, or punitive damages
• • Our total liability to you is limited to the amount you paid for the Service (if any)
• • We are not responsible for user-generated content or third-party services

8. Indemnification

You agree to indemnify, defend, and hold harmless SermonFlo and its officers, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

• • Your violation of these Terms
• • Your misuse of the Service
• • Your user-generated content
• • Your violation of third-party rights, privacy, or intellectual property
• • Your violation of applicable laws

9. Disclaimer of Warranties

SERMONFLO IS PROVIDED ON AN "AS-IS" BASIS. WE DISCLAIM ALL WARRANTIES, INCLUDING:

• • Implied warranties of merchantability, fitness for a particular purpose, or non-infringement
• • Warranties that the Service will be timely, secure, or uninterrupted
• • Warranties regarding accuracy, completeness, or reliability of content
• • Warranties that errors or bugs will be corrected or that the Service will meet your needs

Your use of SermonFlo is at your own risk. You assume full responsibility for any consequences.

10. Copyright and DMCA

If you believe SermonFlo infringes your copyright, you may submit a DMCA notice to: legal@sermonflo.com

Your notice must include:

• • A detailed description of the copyrighted work
• • The location of the infringing content
• • Your name, address, and contact information
• • A statement that you have a good faith belief of infringement
• • Your signature and date

11. Termination

11.1 Your Right to Terminate

You may terminate your account and stop using SermonFlo at any time by deleting the app and requesting account deletion through your account settings.

11.2 Our Right to Terminate

SermonFlo may suspend or terminate your account and access to the Service at any time, without notice or liability, if you:

• • Violate these Terms or applicable laws
• • Engage in fraudulent or harmful behavior
• • Misuse the Service or third-party services
• • Fail to pay subscription fees (if applicable)

11.3 Effects of Termination

Upon termination, your right to use SermonFlo ends immediately. Your data may be deleted after a reasonable retention period, unless required by law for compliance purposes.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of the jurisdiction in which SermonFlo operates, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts in that jurisdiction for any disputes.

13. Dispute Resolution

Before initiating legal proceedings, you agree to attempt to resolve disputes through good faith negotiation with SermonFlo. If negotiation fails, disputes may be resolved through binding arbitration or small claims court, at your discretion.

14. Availability and Changes to the Service

SermonFlo may modify, suspend, or discontinue the Service (or any features) at any time, with or without notice. We are not liable to you or any third party for modification, suspension, or discontinuation.

15. Compliance with Laws

You agree to comply with all applicable laws, regulations, and third-party rights when using SermonFlo. You are solely responsible for ensuring your use complies with local, national, and international laws.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or if that is not possible, severed. The remaining provisions will continue in full effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced here, constitute the entire agreement between you and SermonFlo regarding the Service and supersede all prior agreements.

18. Contact Us

For questions about these Terms or to report violations, contact us at:

Disclaimer: These Terms of Service are provided for informational purposes. For legal advice specific to your circumstances, please consult with a qualified attorney.